Phcs Medishare Provider Portal (2024)

FAQs

Is Medi-Share part of the PHCs network? ›

Let your provider know Medi-Share participates in the PHCS network. Your provider should recognize the PHCS logo on the front of your card, even if they are not familiar with Medi-Share.

Doctor Network – Medi-Share has a Preferred Provider Organization (PPO) network of doctors. It's built on MultiPlan's PHCS network, which is the same company that manages networks for some of the major traditional insurance companies.

No. Medi-Share is not insurance. Medi-Share is a healthcare sharing program where Christians share their financial resources to pay each other's medical expenses.

The PHCS and MultiPlan networks are networks of medical doctors and facilities that health plans use in order to provide a broader choice of healthcare providers offering discounted services to their members.

One of the major drawbacks of a health share plan is limited coverage. Unlike traditional health insurance, these plans may not cover chronic conditions, pre-existing conditions, or expensive treatments.

Preventative Procedures and Vaccinations

Screening Procedures – Colonoscopies, prostate exams, and mammograms are not shareable under Medi-Share. These are important screenings, but you should plan to pay for them with your own resources. Vaccinations and Immunizations – All costs related to immunizations are excluded.

Medi-Share is the main focus of Christian Care Ministry and has been the primary service of Christian Care Ministry since 1993. It is a Christian healthcare system of medical bill sharing.

With typical insurance, you pay a monthly premium, but have no idea where the money is going. With Medi-Share you are informed of who you are sharing with each month – you can then pray and send letters of support for those members. For most members, there is a substantial cost savings over health insurance.

MediShare plans have options availble that will fit every family and budget. Monthly contribution for families average $350.

A: Medi-Share uses a Preferred Provider Organization (PPO) called PHCS. This means that members can choose from a network of over 4,400 hospitals, 79,000 ancillary care facilities, and 700,000 individual healthcare professionals nationwide.

What is the limit for Medi-Share sharing? ›

Sharing is limited to $125,000 for any single pregnancy event. Sharing for routine well-child care is eligible until the child reaches the age of six.

Yes, the cost of emergency room visits may be eligible for sharing, under the popular Medi-Share health sharing plan. However, you may have to spend a certain amount of money before your health sharing benefits are covered.

Are prescriptions eligible for sharing? The cost of CMS or FDA approved testing, treatments, and up to six months of FDA approved prescription drugs per eligible condition will be considered for sharing.

Medi-Share vs.

A key difference lies in how the costs are shared. As previously mentioned, health insurance premiums are paid to an insurance company which then pays for your health care costs. With Medi-Share, your monthly share amounts go directly toward sharing in other members' eligible medical needs.

Christian healthcare sharing is a non-profit alternative where members share each other's medical bills. As Christian personal finance expert Dave Ramsey discusses, Medi-Share has a decades-long track record of reliably getting medical bills paid for its members.

Medi-Share 65+ is a secondary option to those with Medicare Parts A & B and provides one low price for up to 10 years. With Medi-Share 65+ you can switch at any time. The 20% of medical expenses not covered by Medicare are eligible to be shared in by Medi-Share 65+.